San Antonio Personal Injury Attorney
When a police officer arrives at an accident scene, they document what happened. When a former police officer becomes your injury attorney, he reads that documentation with an expert’s eye — catching what was missed and challenging what was recorded incorrectly.
An Investigator’s Approach to Personal Injury
San Antonio’s highways are among the most dangerous in Texas. I-35 through downtown, the I-10/I-35 interchange, Loop 410, and Loop 1604 see thousands of accidents every year. When one of those accidents changes your life, the crash report generated by responding officers becomes the foundation of your entire claim — and that report is only as good as the investigation behind it.
Steve Bowling brings something to personal injury cases that most PI attorneys don’t: the trained eye of a former police officer. He’s been the officer at the scene, filling out crash reports under time pressure. He knows how quickly officers need to clear the road and move on. He knows what gets documented thoroughly and what gets shortchanged. And he knows that the responding officer’s initial fault determination — often made in minutes — isn’t always correct.
That investigative background means your case gets scrutinized from the ground up. Skid marks, traffic camera footage, witness positions, vehicle damage patterns, road conditions — everything the insurance company hopes you’ll overlook gets examined with the precision of someone trained to investigate accidents professionally.
Insurance companies have teams of investigators working against you from the moment you file a claim. They’re looking for reasons to deny coverage, reduce your payout, or shift blame onto you. Having an attorney who thinks like an investigator — because he was one — levels the playing field.
Personal Injury Cases We Handle in San Antonio
If someone else’s negligence caused your injury in San Antonio or anywhere in Texas, we fight for the full compensation you’re owed.
Car Accidents
San Antonio’s interstates, loops, and surface streets see collisions daily. Rear-end impacts, intersection crashes, highway pileups — every accident type requires a thorough investigation to establish liability and maximize your recovery.
Truck & Commercial Vehicle Accidents
I-35 and I-10 carry massive commercial truck traffic through San Antonio. Trucking accidents involve federal regulations, electronic logging devices, driver fatigue rules, and multiple potentially liable parties including the driver, carrier, and shipper.
Motorcycle Accidents
Texas motorcycle riders face a bias the moment a claim is filed — insurance adjusters look for any reason to blame the rider. An attorney with law enforcement experience understands traffic accident reconstruction and fights against that bias.
Wrongful Death
When negligence takes a family member, Texas law allows the surviving spouse, children, and parents to seek compensation for their loss. These cases demand compassionate handling combined with aggressive pursuit of justice.
Premises Liability
Slip and fall injuries, inadequate security, swimming pool accidents, and dangerous property conditions. Property owners in Texas have a duty to maintain safe premises — and they’re liable when they fail.
Rideshare Accidents
Uber and Lyft accidents in San Antonio involve complex insurance layers — the driver’s personal policy, the rideshare company’s commercial policy, and questions about whether the driver was on a trip, waiting for a ride, or off-duty at the time of the crash.
Why San Antonio Accident Victims Need an Investigator, Not Just a Lawyer
Reading the Crash Report Like an Officer
Police crash reports contain coded information that most people — and many attorneys — don’t fully understand. The contributing factors section, the diagram, the narrative — each element was generated under specific protocols. Steve Bowling can read a crash report and immediately identify when the investigation was incomplete, when the fault determination was based on incomplete information, or when the officer’s conclusions don’t match the physical evidence.
Dealing with Insurance Companies
Insurance adjusters are trained to minimize payouts. They call early, offer low settlements before you understand the full extent of your injuries, and use recorded statements against you. Having an attorney who has the investigative chops to build an airtight case means the insurance company faces a credible threat at trial — and credible threats get better settlements.
Statewide Coverage from San Antonio
Personal injury cases in Texas can be filed statewide. Whether your accident happened on I-35 in San Antonio, Highway 281 in Comal County, or anywhere else in Texas, the San Antonio office of Texas Defense Team handles the case from start to finish.
Injured in San Antonio? Don’t Talk to the Insurance Company First.
Talk to an attorney. Your initial consultation is free, and you pay nothing unless we win your case.
Frequently Asked Questions
How long do I have to file a personal injury claim in Texas?
Two years from the date of the injury. This is Texas’s statute of limitations for personal injury. Missing the deadline permanently bars your claim. Contact an attorney as soon as possible — evidence degrades, witnesses forget details, and insurance companies count on delay.
What if I was partially at fault for the accident?
Texas uses modified comparative fault. You can recover damages as long as you’re less than 51% at fault, but your recovery is reduced by your percentage of fault. Insurance companies routinely try to inflate your fault percentage to reduce their payout. An attorney fights back against that tactic.
How much does a personal injury attorney cost?
The San Antonio office handles personal injury cases on a contingency fee basis — you pay nothing upfront and nothing out of pocket. Attorney fees come from the settlement or verdict. If there’s no recovery, there’s no fee. Your initial consultation is always free.
Should I accept the insurance company’s first offer?
Almost never. Initial offers are designed to close the case quickly and cheaply — before you understand the full extent of your injuries and damages. Many injuries don’t manifest fully for weeks or months. An attorney evaluates the true value of your claim before any settlement discussions begin.
What damages can I recover in a Texas personal injury case?
Medical expenses (past and future), lost wages, loss of earning capacity, pain and suffering, mental anguish, disfigurement, physical impairment, and in some cases, punitive damages designed to punish especially reckless conduct. The full value of your claim depends on the specifics of your injuries and circumstances.
Who handles your case
Personal injury representation across all Texas counties is provided by Stephen T. Bowling, DWI & Criminal Defense Attorneys — former police officers turned trial lawyers. Criminal defense representation in Travis, Hays, Williamson, Bexar, and Bastrop counties is provided by the same firm. The Texas Defense Team name is a shared marketing platform.